How to get your refund when you missed your return window 💰

Let’s be real. Missing your return window sucks, and sometimes you don’t want to exchange your item or get store credit. You just want your damn money back! We get it, and we got you.

Have you heard of Return Protection? Many major credit card companies offer this perk. While most major retailers offer decent return policies, there are always exceptions, and that’s when Return Protection becomes your best friend.

Our team extensively researched various credit card benefits,  and here are three SnapBack-approved credit cards that offer return protection.

1. American Express Platinum Card

First on our list is the American Express Platinum Card. Known for its luxury travel benefits, this card also offers a robust return protection policy. If you try to return an eligible item within 90 days from the date of purchase and the merchant won’t take it back, American Express may refund the full purchase price, up to $300 per item and $1,000 per year. This feature is perfect for those high-end purchases that might not work out as planned.

2. Chase Sapphire Reserve

Next up is the Chase Sapphire Reserve. While this card comes with a higher annual fee, its return protection benefit justifies the cost for avid shoppers. Similar to the Amex Platinum, you’ll get coverage for purchases within 90 days, offering reimbursement up to $500 per item and $1,000 per year. It’s an excellent choice for those who want peace of mind when experimenting with new products and brands.

3. Citi Double Cash Card

Lastly, we have the Citi Double Cash Card. This card doesn’t just offer great cash-back rewards; it also provides return protection. If you’re stuck with an unwanted item, Citi can help by covering returns up to $300 per item and $1,000 per calendar year, provided you file a claim within 90 days of purchase. It’s a great card for everyday shoppers looking to maximize their savings while having a safety net.

Next time you forget or miss your return window, make sure to check if your credit card offers Return Protection. It will save you money. Want to save time and money? Download SnapBack for FREE and never miss your return window.